India1 min read

India’s home loan boom runs into a paperwork wall

Heavy documentation, uneven processes and opaque practices continue to slow borrowers, even as credit fuels most home purchases.

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The News Flicker

India’s home loan boom runs into a paperwork wall

Heavy documentation, uneven processes and opaque practices continue to slow borrowers, even as credit fuels most home purchases.

A February 2026 survey of over 7,400 individuals by BASIC Home Loan, a fintech company, underscores the strain: 44% cited excessive documentation as a key challenge, while 17% faced prolonged approva…

Originally published by Livemint. Read the full article →

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