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Investing in FDs or small savings schemes? 5 factors investors should compare beyond interest rates

Small savings schemes and bank FDs differ in investment limits, liquidity, payouts, taxation and tenure. Here are five factors investors should consider beyond interest rates before choosing where to invest.

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The News Flicker

Investing in FDs or small savings schemes? 5 factors investors should compare beyond interest rates

Small savings schemes and bank FDs differ in investment limits, liquidity, payouts, taxation and tenure. Here are five factors investors should consider beyond interest rates before choosing where to invest.

Investing in fixed deposits (FDs) or small savings schemes? The interest rate may be the first thing you check, but it should not be the only factor guiding your decision. While a higher rate can def…

Originally published by Livemint. Read the full article →

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The News Flicker·September 10, 2026